Payment Options

At Coldflow, we want to make sure that you have the best possible shopping experience.

That includes offering a range of payment options to suit your needs.

We accept all major credit cards, as well as cash and checks. We also offer interest-free financing plans, so you can spread the cost of your purchase over time.

If you're interested in financing, just ask a sales associate for more information.

We're here to help you get heating or cooling you need, and we're happy to work with you to find a payment option that makes sense for your budget.

Payment options written on block on a desk
Piggy bank and coins on table

Deposits/ Final Payment

All orders require an initial 30% deposit in order for work to commence. Final payment is to be made on the day of completion of your job (strictly COD).

Types of Payment Accepted

  • Cash
  • MasterCard and Visa – a 1.5% surcharge applies
    • **No merchant fee applies if paid in full prior to installation
  • American Express – will incur a 2.5% surcharge
  • Internet Banking Transfer – Payment must be made 2 business days prior to installation (in order for installation to commence)
  • Bank Cheque – Personal cheques are not accepted

Interest Free Finance Plans

In partnership with humm90 we are offering customers the option of a pre-approved humm90 Mastercard to finance their next Coldflow air conditioning system.

Benefits of using a humm90 Mastercard to finance your next purchase include:

Interest Free*

Coldflow is offering its customers an interest free period that ranges from 6 to 24 Months. We suggest that you choose an interest free period in which you would be able to pay off the loan. However, if you require more time beyond the interest free period, no problem.

If that’s not enough you can also enjoy:

  • 0% p.a. interest for 6 months on any card purchases of $250 or more
  • Up to 55 days interest free on purchases less than $250
  • The power to borrow up to $30,000
  • Access to longer interest free terms at various Once lifestyle retailers
  • 24/7 online access to your account
Buy now pay later text

Get pre-approved now before you shop!

  1. Apply online in minutes by clicking one of the the options below (You will be redirected to humm90 to complete your application)
  2. Receive a decision within seconds
  3. If approved, you will receive a "welcome confirmation" email
  4. Then visit Coldflow. Please ensure you bring along the “welcome confirmation” email, and some identification e.g. your current driver’s licence, to complete your purchase.

To start a finance application, visit humm90.

For more information contact us

*Approved applicants only. Fees, terms, conditions & minimum finance amounts apply, incl $99 Annual Fee charged at the time the first debit is charged to your humm90 Account and annually on the anniversary of that date. When you have met the Interest Free Criteria, the Annual Fee must be paid in full within the Interest Free Period or it will attract interest. If you do not meet the Interest Free Criteria the Annual Fee will attract interest from the date the Annual Fee is debited to your humm90 Account. Interest Free finance available only during the term, interest (charged at the Expired Promotional Rate) payable on outstanding balances after any Interest Free Period in relation to a Promotional Offer. See for current interest rates. Only available at humm90 retail partners. humm90® provided by humm Cards Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415. Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.